Payment Card Interchange
Fee Settlement
Official Court-Authorized Settlement Website
The Court-approved deadline to file claims passed on February 4, 2025. The Class Administrator is currently reviewing timely submissions. Please make sure to check your email regularly for any notifications from the Class Administrator. We recommend you whitelist the paymentcardsettlement.com URL to ensure you receive all communications from the Class Administrator.
You can check the status of your claim(s) anytime by logging in to the Merchant Portal. To log in, click the “Merchant Portal” button, and enter your username and password. After logging in, you can view your Authorization Status and Claim Status on the Account Summary page. All response deadlines are also visible in the Correspondence section of the Merchant Portal.
A timeline for distribution for valid and timely claims is not known at this time. This website will be updated as soon as a timeline is known. The website will always have the most up-to-date information about distribution timelines. The call center and email response teams do not have any information other than what is available on the website. Please check this website periodically for updates.
The lawsuit is about claims that merchants paid excessive fees to accept Visa and Mastercard cards because Visa and Mastercard, individually, and together with their respective member banks, violated the antitrust laws.
The settlement creates the following Rule 23(b)(3) Settlement Class: All persons, businesses, and other entities that have accepted any Visa-Branded Cards and/or Mastercard-Branded Cards in the United States at any time from January 1, 2004 to January 25, 2019, except that the Rule 23(b)(3) Settlement Class shall not include (a) the Dismissed Plaintiffs, (b) the United States government, (c) the named Defendants in this Action or their directors, officers, or members of their families, or (d) financial institutions that have issued Visa-Branded Cards or Mastercard-Branded Cards or acquired Visa-Branded Card transactions or Mastercard- Branded Card transactions at any time from January 1, 2004 to January 25, 2019. The Dismissed Plaintiffs are plaintiffs that previously settled and dismissed their own lawsuit against a Defendant, and entities related to those plaintiffs. If you are uncertain about whether you may be a Dismissed Plaintiff, you should call 1-800-625-6440 or view the list of Dismissed Plaintiffs for more information.
The Notice has important information for merchants that accepted Visa and Mastercard from January 1, 2004 through January 25, 2019. It explains the settlement in a class action lawsuit. It also explains your rights and options in this case. The court also issued a “Notice of Exclusion” to the Dismissed Plaintiffs and an additional notice to those merchants explaining their right to file claims.
For the full terms of the Settlement, you should look at the Superseding and Amended Definitive Class Settlement Agreement of the Rule 23(b)(3) Class Plaintiffs and the Defendants and its Appendices (the “Class Settlement Agreement”), available here or by calling 1-800-625-6440. In the event of any conflict between the terms of the Notice or this website and the Class Settlement Agreement, the terms of the Class Settlement Agreement shall control.
Please check this website for any updates relating to the settlement or the settlement approval process.